Accredited ACH Professional (AAP) Practice Exam

Which service is characterized by the ability to remit Child Support Payments electronically?

1. Vendor Express

2. Corporate-to-Corporate Payments

3. Direct Deposit

4. Social Security Payments

The correct answer is: Vendor Express

The correct answer is Vendor Express, as this service is specifically designed to facilitate electronic payments, including remittances for child support. Vendor Express enables organizations to disburse payments to various vendors or recipients efficiently through electronic channels. This method aligns well with the needs of government agencies and other institutions tasked with the collection and distribution of child support obligations, as it ensures timely and systematic transfers while maintaining accurate records. Direct Deposit primarily pertains to the electronic transfer of payroll or benefits disbursements directly into employees' or recipients' bank accounts. While child support can utilize direct deposit, it is not characterized by Vendor Express's broader scope of remitting payments to multiple parties. Corporate-to-Corporate Payments refers to transactions between businesses, often for accounts payable or receivable. While it streamlines business transactions, it does not specifically cater to child support payments. Social Security Payments, while they can be facilitated electronically, are a specific type of government benefit disbursement and do not encompass the wide range of payment capabilities found in the Vendor Express service, which is designed to handle child support among other payments.