Accredited ACH Professional (AAP) Practice Exam

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Prepare for the Accredited ACH Professional (AAP) Exam with tailored questions and study materials to enhance your understanding of ACH transactions and operations. Test your skills and readiness for this important certification!

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Which record defines the physical characteristics of the ACH file, including time and date?

File Control Record
File Header Record
Company/Batch Header Record
Addenda Record

The correct answer is: File Header Record

The File Header Record is crucial for defining the physical characteristics of the ACH file. It contains essential information that includes the date and time of the file creation, as well as details about the format and file type. Understanding the format of the ACH system is vital for ensuring proper processing of the transactions contained within the file. The File Header Record sets the stage for how the ACH file will be interpreted by the receiving bank or processing institution. It not only facilitates the identification of the file but also helps in organizing the data for further processing by indicating its structure. In contrast, the File Control Record provides summary information about the contents of the file, while the Company/Batch Header Record pertains specifically to each batch of transactions within the file, detailing information about the originating company. The Addenda Record is used for providing additional information related to a specific payment or transaction. Thus, the File Header Record stands out as the defining record for the physical characteristics of the entire ACH file, including the critical elements of time and date.