Accredited ACH Professional (AAP) Practice Exam

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Prepare for the Accredited ACH Professional (AAP) Exam with tailored questions and study materials to enhance your understanding of ACH transactions and operations. Test your skills and readiness for this important certification!

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What is the total number of characters in an Addenda Record?

64 characters
94 characters
100 characters
128 characters

The correct answer is: 94 characters

The total number of characters in an Addenda Record is indeed 94 characters. An Addenda Record is used in the Automated Clearing House (ACH) network to provide additional information about a transaction, and it follows a defined structure as outlined in the NACHA Operating Rules. The format of the Addenda Record includes fields that are specified for various transaction types, and the 94-character limit ensures that all necessary data can be transmitted while maintaining compatibility with the ACH processing system. This character limit is crucial as it helps to standardize transactions and ensures that systems can accurately process and interpret the additional information associated with the payment. The other provided options exceed or fall short of the required limit, which is why they are not valid. Understanding the structure and limitations of Addenda Records is important for ACH professionals, as it affects how transaction details are communicated during transfers.