Accredited ACH Professional (AAP) Practice Exam

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Prepare for the Accredited ACH Professional (AAP) Exam with tailored questions and study materials to enhance your understanding of ACH transactions and operations. Test your skills and readiness for this important certification!

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What is the number of characters of payment-related information in an Addenda Record?

60 characters
70 characters
80 characters
90 characters

The correct answer is: 80 characters

The Addenda Record in the ACH (Automated Clearing House) processing system is designed to provide additional information related to a specific ACH transaction. The correct character limit for payment-related information in an Addenda Record is 80 characters. This character limit allows for the inclusion of essential information that may be required by the Receiving Depository Financial Institution (RDFI) to successfully process the ACH transaction or to provide additional details to the recipient. This could include invoice numbers, account references, or other critical data that supports the payment being made. Other options reflect incorrect character limits, as the Addenda Record has been standardized to accommodate up to 80 characters for this type of information. Understanding the specifications of the Addenda Record is crucial for ensuring compliance with ACH processing rules and for facilitating efficient and accurate transactions.