Accredited ACH Professional (AAP) Practice Exam

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Prepare for the Accredited ACH Professional (AAP) Exam with tailored questions and study materials to enhance your understanding of ACH transactions and operations. Test your skills and readiness for this important certification!

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What is the deadline for the Originator to make corrections provided in a NOC?

2 banking days prior
5 banking days prior
6 banking days prior
10 banking days prior

The correct answer is: 6 banking days prior

The correct deadline for the Originator to make corrections indicated in a Notice of Change (NOC) is within six banking days prior to the date of the next scheduled transaction. This is specified in the rules governing ACH transactions to ensure that the necessary changes are implemented timely and that the receiver's account reflects accurate information for future transactions. This timeframe allows the Originator sufficient time to adjust their records and make necessary updates to avoid any potential disruptions or errors when the next transaction is processed. By adhering to this deadline, the Originator can ensure compliance with the ACH rules and maintain the integrity of the payment process. In contrast, the other options do not align with the established guidelines for making corrections associated with an NOC. Each of those timeframes either falls short of or exceeds the timeline required for effective processing of the changes, making them unsuitable for the task at hand.