Accredited ACH Professional (AAP) Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Accredited ACH Professional (AAP) Exam with tailored questions and study materials to enhance your understanding of ACH transactions and operations. Test your skills and readiness for this important certification!

Practice this question and more.

How much advance notice must an Originator provide to the Receiver for a change in debit date?

5 calendar days
7 calendar days
10 calendar days
15 calendar days

The correct answer is: 7 calendar days

The requirement for an Originator to provide advance notice to a Receiver regarding a change in debit date is set to ensure that Receivers have adequate time to manage their funds and accounts. According to the NACHA Operating Rules, an Originator must give at least seven calendar days' advance notice of any changes to the debit date for an ACH debit transaction. This notice is crucial as it allows the Receiver to prepare for the upcoming debit and ensure they have sufficient funds in their account on the new date. Providing a minimum of seven days helps promote transparency and trust between the Originator and the Receiver, thereby enhancing the overall efficiency of the ACH network. The other options, such as five, ten, and fifteen calendar days, do not align with the established rule for notification requirements regarding changes in debit dates.